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Let’s be honest: money management isn’t always easy. There are still so many people out there that have worked hard their entire lives and don’t see the rewards from their lengthy careers. Their goals get buried under a pile of financial jargon that they can never fully navigate until it’s too late.

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Investing is a bit like getting a fresh haircut. When you first get one, you feel like you’re on top of the world. You’ve done your homework and picked the perfect style for you. Over time, however, your hair starts to grow and get a little wild. If you leave it too long without regular maintenance or follow-up cuts — it can get downright messy.

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In business, everybody moves on at some point in time. Whether it’s due to retirement, new opportunity, or someone passing away, leaders can change in a hurry. If there’s no strategy in place to account for when this inevitable change happens — things can get messy.

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