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Retirement often comes swiftly and without much warning. One day you’re working 40 hours a week, then suddenly, you’re at home with plenty of time on your hands. It happens so fast, in fact, that you sometimes don’t even have time to get around to all your outstanding debts.

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The wheels don’t stop turning in your head just because you’ve retired. In fact, some of the top entrepreneurs in the world didn’t get their start until later in life. American icon and KFC founder Colonel Sanders, for example...

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What you ought to know about the differences between them.

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