Carmen’s career includes experience at PwC in Global Mobility Services, where she specialized in personal tax preparation for high-net-worth individuals, as well as audit experience at KPMG. This foundation provides Ocean Wealth clients with a disciplined, detail-oriented approach to financial planning—particularly in areas where tax strategy, structure, and long-term decision-making are critical.

At Ocean Wealth, Carmen contributes deep technical expertise to the design and execution of customized wealth strategies for business owners, professionals, and retirees. Her addition enhances Ocean Wealth’s ability to integrate tax planning with broader wealth management objectives, supporting informed decision-making across increasingly complex financial landscapes.

Known for her collaborative and thoughtful approach, Carmen works closely with clients who value transparency, intentional planning, and long-term discipline. She focuses on aligning financial decisions with broader goals of financial independence and peace of mind, whether advising on tax efficiency, intergenerational planning, or coordinated wealth strategies.